Hello Team,
What an excellent time to be a part of Renatus and our team! This past week was very productive and we would like to thank you for being a part of it! Congratulations to Andrea Browning who is now certified at both the foundations and AIT levels! We also want to congratulate and welcome Jared Matt and Garrett Noble who joined our team this past week. We look forward to seeing you grow and develop with our team while you reach your financial goals!!
Remember Mark Kohler is coming on June 11 start building NOW!! Use the open houses to help prepare your guests for the Intensive!! If you use the open houses effectively you will be able to make 30k in the next 90 days.
As a reminder here are some of the prizes for the contest we are running:
Foundations sold – Dinner and a Movie
1 AIT package sold – Ipod Shuffle loaded with sales training
10k in Net profit - Dinner with leaders and special guests
15k in Net profit – Ipad
20k in Net Profit – Prepaid Visa card $500 value
Certified at AIT – A Montblanc Pen
30k In Net Profit - Prepaid Visa card $850 Value
50k In Net Profit – 5 Day 4 Night vacation
Possible Destinations – New York, Florida, DC, Cabo San Lucas, Cancun
We look forward to seeing you Wednesday!
Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts
Wednesday, May 18, 2011
Monday, April 25, 2011
Types of "Cons"
When making decisions I usually will write down the pros and cons of the situation. I just bought a new car and did the same thing ... made my list. Pro's are the good things, Con's are the bad ... interesting!!!
I continue on my journey to learn more about why I do what I do. This morning part of my reading was going over unconditional love. Learning what true UNconditional love is all about. These thoughts followed;
Why must we live our life based on conditions? Conditions of....
If we want to be liked, we have to meet certain criteria that someone else has set.
If we want to be healthy, we have to eat certain foods that someone else has laid out
Most believe to be "worthy" we must do x,y and z ....
When will we choose to live and love unconditionally? Isn't it time we stop following society and follow Christ's example of unconditional love for everyone? especially ourselves? Remember, we can not give what we do not have ... it all begins within.
The scriptures state clearly, "become as a little child.." that doesn't mean selfish, it means innocent. Innocent doesn't mean naive either, it means to live without baggage, to live with joy instead ... look at it this way, "inner" sense. Learn who you are and feel the joy that comes from your inner sense! How many children do you know that simply enjoys the moment? Running through water, rolling down a hill, signing and laughing out loud, dancing just to dance?
To begin, one must accept themselves. Accept the good, bad and ugly!!! One must stop putting "conditions" on themselves, like... I should be better at this, I should be a better parent, better spouse, etc. Using the word "better" alone tells our inner sense what we are doing is not good enough. I suggest using the word "EVEN better" if you simply can not accept what is!
Create yourself a fabulous day!!!
Jody
I continue on my journey to learn more about why I do what I do. This morning part of my reading was going over unconditional love. Learning what true UNconditional love is all about. These thoughts followed;
Why must we live our life based on conditions? Conditions of....
If we want to be liked, we have to meet certain criteria that someone else has set.
If we want to be healthy, we have to eat certain foods that someone else has laid out
Most believe to be "worthy" we must do x,y and z ....
When will we choose to live and love unconditionally? Isn't it time we stop following society and follow Christ's example of unconditional love for everyone? especially ourselves? Remember, we can not give what we do not have ... it all begins within.
The scriptures state clearly, "become as a little child.." that doesn't mean selfish, it means innocent. Innocent doesn't mean naive either, it means to live without baggage, to live with joy instead ... look at it this way, "inner" sense. Learn who you are and feel the joy that comes from your inner sense! How many children do you know that simply enjoys the moment? Running through water, rolling down a hill, signing and laughing out loud, dancing just to dance?
To begin, one must accept themselves. Accept the good, bad and ugly!!! One must stop putting "conditions" on themselves, like... I should be better at this, I should be a better parent, better spouse, etc. Using the word "better" alone tells our inner sense what we are doing is not good enough. I suggest using the word "EVEN better" if you simply can not accept what is!
Create yourself a fabulous day!!!
Jody
Friday, March 25, 2011
Muck in the Masses...
I woke up with a clear understanding of why I felt so stuck all the time. I know about the cashflow quadrant from Robert Kiyosaki, I teach the cashflow quadrant. I personally feel it's a great book, one that teaches us what is out there.
Now where do we fit in? I know I have been on the left hand side my entire life. I believed I was on the right several times but never really felt like it was secure. How do I finally make the jump?
We all are searching for a way to be financially secure.
1. We work long hours at a job that pays us well. Believing we will stay there for years
2. We save our money, learn to spend less and less
3. We put our money away in retirement accounts, created for the masses
4. We keep buying things ... liabilities NOT assets only believing we are buying assets
5. The list goes on and on
All the habits we feel are good we keep calling habits. Those habits we are not so happy with we call addictions.
All in all we can only say we do what's important to us. Someone may disagree with that, giving all sorts of excuses but take those excuses all away... Bottom line is we do what is important to us.
What became clear as I was teaching the cashflow quadrant again, is we stay where we are comfortable. Think about it. If 99% of the masses --- which is the majority of us -- are on the left hand side, we function, understand and process our daily financial habits day by day IN the left hand side because that's what we have been taught. Everything we do is all IN and ON the left hand side. We talk with others ON the left hand side. We look for answers ON the left hand side. We seek teachers FROM the left hand side. We stay where we are comfortable!
All the time believing we are getting new information.
Think about our financial beliefs. We all have them, think about what we say about "rich" people? All those thoughts, put faces on them. It's like us staying clear from that "group" of people because we don't fit in. How many times do we resist being invited to one of their "parties" BECAUSE we feel so separated.
We've never been on the right side so why go to the unknown? Won't we lose "friends" (beliefs) if we start to hang out on the right side?
But don't we all continue searching for the door or pathway to get there. Interesting.
Why the resistance??? Why stay stuck?
The only solution is to learn from someone who teaches those on the right side how they can stay there! Learn from someone who can help us move into the right side step by step. Let's get acquainted with "those" on the right side, in a comfortable environment. Most of us will feel more confident and more secure if we learn and practice better financial practices to be one of "those" now hanging out on the right side. Why do we fight it?
April 9th is YOUR chance. This is an event that gives you insight into what it takes, what's available to begin your journey TO the right side. Our instructor, Curtis DeYoung is a person who teaches those ON the right side how to stay there.
Now's your chance. Clear your schedule, don't allow your excuses to keep you from at least hearing what it takes. If you still choose to stay on the left hand side, that's fine. We will still be friends!
Now where do we fit in? I know I have been on the left hand side my entire life. I believed I was on the right several times but never really felt like it was secure. How do I finally make the jump?
We all are searching for a way to be financially secure.
1. We work long hours at a job that pays us well. Believing we will stay there for years
2. We save our money, learn to spend less and less
3. We put our money away in retirement accounts, created for the masses
4. We keep buying things ... liabilities NOT assets only believing we are buying assets
5. The list goes on and on
All the habits we feel are good we keep calling habits. Those habits we are not so happy with we call addictions.
All in all we can only say we do what's important to us. Someone may disagree with that, giving all sorts of excuses but take those excuses all away... Bottom line is we do what is important to us.
What became clear as I was teaching the cashflow quadrant again, is we stay where we are comfortable. Think about it. If 99% of the masses --- which is the majority of us -- are on the left hand side, we function, understand and process our daily financial habits day by day IN the left hand side because that's what we have been taught. Everything we do is all IN and ON the left hand side. We talk with others ON the left hand side. We look for answers ON the left hand side. We seek teachers FROM the left hand side. We stay where we are comfortable!
All the time believing we are getting new information.
Think about our financial beliefs. We all have them, think about what we say about "rich" people? All those thoughts, put faces on them. It's like us staying clear from that "group" of people because we don't fit in. How many times do we resist being invited to one of their "parties" BECAUSE we feel so separated.
We've never been on the right side so why go to the unknown? Won't we lose "friends" (beliefs) if we start to hang out on the right side?
But don't we all continue searching for the door or pathway to get there. Interesting.
Why the resistance??? Why stay stuck?
The only solution is to learn from someone who teaches those on the right side how they can stay there! Learn from someone who can help us move into the right side step by step. Let's get acquainted with "those" on the right side, in a comfortable environment. Most of us will feel more confident and more secure if we learn and practice better financial practices to be one of "those" now hanging out on the right side. Why do we fight it?
April 9th is YOUR chance. This is an event that gives you insight into what it takes, what's available to begin your journey TO the right side. Our instructor, Curtis DeYoung is a person who teaches those ON the right side how to stay there.
Now's your chance. Clear your schedule, don't allow your excuses to keep you from at least hearing what it takes. If you still choose to stay on the left hand side, that's fine. We will still be friends!
Friday, January 14, 2011
Financial Health..how fit are you?
Financial Freedom is what I hear most people say when they tell me why they want to learn Real Estate Investing. They understand the power of leverage through Real Estate, however, financial freedom is a vague statement.
Let's take it a bit deeper. Those who tell me I am looking for Financial freedom are really looking for more time to do what they "want" to do. They want the choice of their schedule. They want more time with family. These are all good and fine but still we must dig a little deeper. Get to the core issue of what we must learn and do to obtain this goal.
Interesting! I am all about Fitness. I work out and I strive to learn how to eat healthy. My basic physical make up is a high fat content which I have dealt with all my life. In fact, I have my fat percentage checked regularly something most people don't even know what % they have. I do, and have been labeled in the "obese" category all my life. If one looked at me, that wouldn't make sense but I swear based on the charts I am borderline ALWAYS in the obese category. Is that frustrating? YES!
I am doing a body "rehab" to get my body fat % under control. I know it is healthier for me to get it lowered. I continue learning how to maintain it through healthy eating. I learn more and can handle it better each time I focus on the goal of getting it lowered. Is it easy, not really. Is it simple YES.
Those who know me, know I use analogies in everything and financial health and physical health compare nicely. Here's what I have found.
I have been financially obese most of my life. My debts were out of hand. On paper, our debts didn't look so bad but come every month our checkbook took a beating. We usually had more month left over money.
I began my financial rehab 2 1/2 years ago. Doug and I wrote down every penny we spent and on what. We learned where we spent our money. Once we knew where our priorities were, we could split up our monies in different categories. Yes we have a "play" account. As T. Harv Ecker states in his book, "Secrets of a Millionaire Mind" a play account is to be spent every month. It's not fair to "save" up for something big. That something big is your "future vacation" fund or "Future whatever" account.
You spend your play money on quality not quantity. For example, If you had $100 dollars to spend. You would spend it on an expensive dinner vs buying 100 dollar items at the dollar store.
There is a game plan just like a diet plan to achieve your goals of financial health. Stay tuned...more to come in following posts
Create yourself a great day!
Jody Hill
- About the Author:
I guide and direct others to live life earning six figure incomes on their time and in their timeframes so they can do more and be more for those they love the most.
To learn more about what I do and how you can become financially healthier go to: http://www.moneymama.biz
Let's take it a bit deeper. Those who tell me I am looking for Financial freedom are really looking for more time to do what they "want" to do. They want the choice of their schedule. They want more time with family. These are all good and fine but still we must dig a little deeper. Get to the core issue of what we must learn and do to obtain this goal.
Interesting! I am all about Fitness. I work out and I strive to learn how to eat healthy. My basic physical make up is a high fat content which I have dealt with all my life. In fact, I have my fat percentage checked regularly something most people don't even know what % they have. I do, and have been labeled in the "obese" category all my life. If one looked at me, that wouldn't make sense but I swear based on the charts I am borderline ALWAYS in the obese category. Is that frustrating? YES!
I am doing a body "rehab" to get my body fat % under control. I know it is healthier for me to get it lowered. I continue learning how to maintain it through healthy eating. I learn more and can handle it better each time I focus on the goal of getting it lowered. Is it easy, not really. Is it simple YES.
Those who know me, know I use analogies in everything and financial health and physical health compare nicely. Here's what I have found.
I have been financially obese most of my life. My debts were out of hand. On paper, our debts didn't look so bad but come every month our checkbook took a beating. We usually had more month left over money.
I began my financial rehab 2 1/2 years ago. Doug and I wrote down every penny we spent and on what. We learned where we spent our money. Once we knew where our priorities were, we could split up our monies in different categories. Yes we have a "play" account. As T. Harv Ecker states in his book, "Secrets of a Millionaire Mind" a play account is to be spent every month. It's not fair to "save" up for something big. That something big is your "future vacation" fund or "Future whatever" account.
You spend your play money on quality not quantity. For example, If you had $100 dollars to spend. You would spend it on an expensive dinner vs buying 100 dollar items at the dollar store.
There is a game plan just like a diet plan to achieve your goals of financial health. Stay tuned...more to come in following posts
Create yourself a great day!
Jody Hill
- About the Author:
I guide and direct others to live life earning six figure incomes on their time and in their timeframes so they can do more and be more for those they love the most.
To learn more about what I do and how you can become financially healthier go to: http://www.moneymama.biz
Sunday, November 21, 2010
Intention or Expectation...you decide
We hear all the time from the Success Guru's to place your intention out there and it will come to you. You can expect a certain outcome if you declare your intentions. If it's that easy why doesn't everyone have all that they want? Here's a few secrets to the game.
Let's get straight on our definitions so we can all be on the same page.
In the Webster's dictionary the definitions go as follows...
Intention: a determination to act in a certain way
Expectation: : the act or state of expecting : anticipation
Based off these two definitions, side by side can anyone quickly determine why these two don't belong together? If you read my other post about 'Currents' in our life, it would be easy to spot. Intention is throwing an idea out to the Universe, God, whatever your belief is, to receive the result you are looking for, while Expectation is the under current throwing it back. Now can you see why they block each other out?
Now that we understand who and what they each mean, let's put it to work so we can start seeing the results we are seeking. You first have to know what you want to happen. Let's say you are seeking $100,000 in the next 90 days. In my business, that's easily attainable. You begin by sending out your Intention...I deposited $100,000 in my bank account on or before __________(date) you want this to happen. In 90 days nothing happens. WHY?
Expectations are the killer of all good intentions. Think about that last scenario, you intend to deposit $100,000 into your bank account on or before 90 days out. You expect that to happen because you fully believe it will. Ummm, you killed it before it even got out of the gate. Expectations come from how you see things happening. Your expectations come from your physical, logical side of how you determine how things will work. You work towards what you know.
Interesting how we look, interpret, and understand how life works. Be a follower to my blog and learn the secrets to getting what you want, sooner, faster, and more abundantly than ever!!!
Create yourself a fabulous day...
Jody
Let's get straight on our definitions so we can all be on the same page.
In the Webster's dictionary the definitions go as follows...
Intention: a determination to act in a certain way
Expectation: : the act or state of expecting : anticipation
Based off these two definitions, side by side can anyone quickly determine why these two don't belong together? If you read my other post about 'Currents' in our life, it would be easy to spot. Intention is throwing an idea out to the Universe, God, whatever your belief is, to receive the result you are looking for, while Expectation is the under current throwing it back. Now can you see why they block each other out?
Now that we understand who and what they each mean, let's put it to work so we can start seeing the results we are seeking. You first have to know what you want to happen. Let's say you are seeking $100,000 in the next 90 days. In my business, that's easily attainable. You begin by sending out your Intention...I deposited $100,000 in my bank account on or before __________(date) you want this to happen. In 90 days nothing happens. WHY?
Expectations are the killer of all good intentions. Think about that last scenario, you intend to deposit $100,000 into your bank account on or before 90 days out. You expect that to happen because you fully believe it will. Ummm, you killed it before it even got out of the gate. Expectations come from how you see things happening. Your expectations come from your physical, logical side of how you determine how things will work. You work towards what you know.
Interesting how we look, interpret, and understand how life works. Be a follower to my blog and learn the secrets to getting what you want, sooner, faster, and more abundantly than ever!!!
Create yourself a fabulous day...
Jody
Wednesday, September 29, 2010
Forward Momentum is a choice...
I'm sitting here in my beautiful backyard contemplating what to write. I have had amazing experiences just in the last week. Let me share some of them with you. First, I went to Denver last weekend to attend their Wealth Summit. Jen Matlock was the instructor and I knew she would give me some golden nuggets, she is smart and willing to share all she knows. I was right, I did receive some golden nuggets. You see, I have an Arizona property we are taking to close. This is the most fun and stressful time of the whole transaction.
It's a timing thing. Taking all the parties involved to do what you expect them to do and put it together perfectly. Like a Thanksgiving dinner...tons of dishes ready to eat at the same time. This process begins once an approval letter is received. Negotiations begin, yes I said negotiations. Our approval letter is for $84,000 to close on or before October 15, 2010. Well, here's the thing...I begin marketing my properties once I receive my approval letter. I'm fast but not that fast. I don't have a doubt the property will get sold, but unless it was a cash offer I couldn't close it simultaneously with my approved price. Yes, I could close it with the bank for $84,000 but that would require having short term financing vs 24 hour funds, which cuts into my profits that I protect viciously! And it would take substantial funds out of my own pocket to make short term financing work. My new offer comes in for $80,000.
I also begin negotiating for an extension with the lender, hoping to give me another 30 days which would put me in a position to use 24 hour funds. Well, after reviewing the conditions of the approval letter I see a clause I can't live with. It's telling me I can't resell it for 30 days or they will consider it "flipping"....which is so far from what "flipping" is all about. If you want to learn more about that, then go to my website http://www.moneymama.biz and sign up for a Wealth Summit. Most would walk away from this deal, why? It's because they don't know what they are doing, scared and not willing to learn. I am renegotiating with the lender to remove that clause. They know I'm an investor, they know I intend to resell this property, they know the Seller/Owner knows my intention etc. Their fear is money will be given to the seller and not to them. Well, the seller isn't getting any money from this transaction so nothing to worry about right?
Where does the bittersweet come in? To market the property and receive greater profit, I must clean it up. A fresh coat of paint is being put on as I type this...not by me but by someone I hired to work for me. The yard is getting cleaned up and the carpets are getting cleaned in the next few days. I have turned the utilities on in my name ALL before it's mine. Why would I do that? I believe that is why most people won't pull the trigger and buy a property. They don't want any risk, they are not willing to do what it takes to build their confidence in learning how to do this. If Real Estate was easy everyone would be doing it.....it's not easy BUT it's simple. I have a calculated risk. Let's look at the worst case scenario...if I didn't close what would I really be out? Only money, but what would I have gained? I would have gained greater confidence in taking a transaction this far. Either way I look at this, I've won!
In reality, I'm not without struggle. I learned to strengthen my emotions. Moving forward with the confidence that the end result will happen just as I planned. Will I have hurdles to overcome? Probably, but I'm emotionally fit to not feel them as much as I use to. I'm happy with my growth, my strengthening experiences its what brought me to this point. That is why I coach others, mentor others and direct others along their path, all because I have been down that road.
I almost forgot! I haven't told you what I'm marketing it for. My sells price is $115,000. My marketing officially begins Oct. 1st. To put this in perspective, the original mortgage was over $200,000 and the Retail value is $119,000-$121,000. I'm priced below market value and buyers are lined up ready to go look. They are simply waiting for the work to be completed. I'm excited to sit down at the closing table....exhilarated to feel the accomplishment of a transaction completed. I Love cashing my check and then, do it all over again. How many hours have I spent on this property? My guess is less than 10 hours total. Not a bad paycheck if I say so myself!!!
Where does that leave us? Real Estate, Real Fun in Real Time....
Go create yourself a fabulous day!
Jody
It's a timing thing. Taking all the parties involved to do what you expect them to do and put it together perfectly. Like a Thanksgiving dinner...tons of dishes ready to eat at the same time. This process begins once an approval letter is received. Negotiations begin, yes I said negotiations. Our approval letter is for $84,000 to close on or before October 15, 2010. Well, here's the thing...I begin marketing my properties once I receive my approval letter. I'm fast but not that fast. I don't have a doubt the property will get sold, but unless it was a cash offer I couldn't close it simultaneously with my approved price. Yes, I could close it with the bank for $84,000 but that would require having short term financing vs 24 hour funds, which cuts into my profits that I protect viciously! And it would take substantial funds out of my own pocket to make short term financing work. My new offer comes in for $80,000.
I also begin negotiating for an extension with the lender, hoping to give me another 30 days which would put me in a position to use 24 hour funds. Well, after reviewing the conditions of the approval letter I see a clause I can't live with. It's telling me I can't resell it for 30 days or they will consider it "flipping"....which is so far from what "flipping" is all about. If you want to learn more about that, then go to my website http://www.moneymama.biz and sign up for a Wealth Summit. Most would walk away from this deal, why? It's because they don't know what they are doing, scared and not willing to learn. I am renegotiating with the lender to remove that clause. They know I'm an investor, they know I intend to resell this property, they know the Seller/Owner knows my intention etc. Their fear is money will be given to the seller and not to them. Well, the seller isn't getting any money from this transaction so nothing to worry about right?
Where does the bittersweet come in? To market the property and receive greater profit, I must clean it up. A fresh coat of paint is being put on as I type this...not by me but by someone I hired to work for me. The yard is getting cleaned up and the carpets are getting cleaned in the next few days. I have turned the utilities on in my name ALL before it's mine. Why would I do that? I believe that is why most people won't pull the trigger and buy a property. They don't want any risk, they are not willing to do what it takes to build their confidence in learning how to do this. If Real Estate was easy everyone would be doing it.....it's not easy BUT it's simple. I have a calculated risk. Let's look at the worst case scenario...if I didn't close what would I really be out? Only money, but what would I have gained? I would have gained greater confidence in taking a transaction this far. Either way I look at this, I've won!
In reality, I'm not without struggle. I learned to strengthen my emotions. Moving forward with the confidence that the end result will happen just as I planned. Will I have hurdles to overcome? Probably, but I'm emotionally fit to not feel them as much as I use to. I'm happy with my growth, my strengthening experiences its what brought me to this point. That is why I coach others, mentor others and direct others along their path, all because I have been down that road.
I almost forgot! I haven't told you what I'm marketing it for. My sells price is $115,000. My marketing officially begins Oct. 1st. To put this in perspective, the original mortgage was over $200,000 and the Retail value is $119,000-$121,000. I'm priced below market value and buyers are lined up ready to go look. They are simply waiting for the work to be completed. I'm excited to sit down at the closing table....exhilarated to feel the accomplishment of a transaction completed. I Love cashing my check and then, do it all over again. How many hours have I spent on this property? My guess is less than 10 hours total. Not a bad paycheck if I say so myself!!!
Where does that leave us? Real Estate, Real Fun in Real Time....
Go create yourself a fabulous day!
Jody
Thursday, September 9, 2010
Leverage...great word but what does it really mean?
I was thinking of the word leverage. Leverage is a great tool to use when you need something other than your personal strength to get something done. How would one use leverage in Real Estate? How did the leverage of the banks lead us to ruin? I looked up the word Leverage and the definition is as follows: to use for gain : exploit (definition: a notable or heroic act) shamelessly (definition: a painful emotion caused by consciousness of guilt, shortcoming, or impropriety) leverage the system to their advantage — Alexander Wolff. By adding in the definitions of the not so common word, let's reword it to make sense for us normal people!
Leverage is use for gain, worthy of noting, leverage is used without consciousness of guilt or in accord with fact, truth or right procedure so they can take advantage of the system.
Rewriting it that way it sounds pretty underhanded. Is that how we interpret the word Leverage without even knowing it? Is that what keeps us stuck in the mundane cycle of our working careers? Is that what keeps us from learning the secrets of the Rich? Is that why we interpret or say "the rich will climb over anyone to get to the top", interesting for me. Now that could all be true but why is leverage so important to use?
I believe how I understand it now is to do that different from the "norm", different from solely being dependent on oneself. Why does that sound so contradicting? Sometimes you simply need assistance, agreed? Because one requires assistance does not mean they are weak, it does not mean they are not honest in their business dealings. Isn't that the core challenge we hear unconsciously with the reworded definition of leverage? Moving through life less than honest. We all strive to be honest people but don't we catch ourselves saying "he's not honest in his business dealings" or "it's business" ...like that makes doing business anyway different than doing right by/to other people. As T. Harv Ecker states in his "Secrets of a Millionaire Mind", our money blueprint is a critical clue into our current situation. How does your bank account look?
How impressive would it be to learn the honest art of leverage? In real estate investing you can do that. You learn the correct way to conduct a transaction, treat others with respect but you can leverage your knowledge to squeeze out greater income from one deal. How? by learning how to do it right, by learning to understand how assets pay you and by learning how to remove the emotion out of the deal. You are buying the numbers! Period! If it doesn't work for the other party that's fine. Move on. Let's look at it this way...if you had $1.00 and you went to buy a candy bar that cost $1.50. You have a choice, either come up with the other .50cents or ask the owner if he would sell you that candy bar for $1.00. Now not only you have a choice but the owner has a choice. The worse thing that they could say is "no". They are not saying no to you, they are saying no to those numbers. Make sense?
Now to leverage your retirement fund with real estate investing....simply buy property through your R.F. and put the proceeds back into your account. Watch it grow exponentially tax free!!!! That my friends is the correct use of Leverage!!! now it's time to put it into effect and get started.
Create yourself a wonderful day!
Jody
Leverage is use for gain, worthy of noting, leverage is used without consciousness of guilt or in accord with fact, truth or right procedure so they can take advantage of the system.
Rewriting it that way it sounds pretty underhanded. Is that how we interpret the word Leverage without even knowing it? Is that what keeps us stuck in the mundane cycle of our working careers? Is that what keeps us from learning the secrets of the Rich? Is that why we interpret or say "the rich will climb over anyone to get to the top", interesting for me. Now that could all be true but why is leverage so important to use?
I believe how I understand it now is to do that different from the "norm", different from solely being dependent on oneself. Why does that sound so contradicting? Sometimes you simply need assistance, agreed? Because one requires assistance does not mean they are weak, it does not mean they are not honest in their business dealings. Isn't that the core challenge we hear unconsciously with the reworded definition of leverage? Moving through life less than honest. We all strive to be honest people but don't we catch ourselves saying "he's not honest in his business dealings" or "it's business" ...like that makes doing business anyway different than doing right by/to other people. As T. Harv Ecker states in his "Secrets of a Millionaire Mind", our money blueprint is a critical clue into our current situation. How does your bank account look?
How impressive would it be to learn the honest art of leverage? In real estate investing you can do that. You learn the correct way to conduct a transaction, treat others with respect but you can leverage your knowledge to squeeze out greater income from one deal. How? by learning how to do it right, by learning to understand how assets pay you and by learning how to remove the emotion out of the deal. You are buying the numbers! Period! If it doesn't work for the other party that's fine. Move on. Let's look at it this way...if you had $1.00 and you went to buy a candy bar that cost $1.50. You have a choice, either come up with the other .50cents or ask the owner if he would sell you that candy bar for $1.00. Now not only you have a choice but the owner has a choice. The worse thing that they could say is "no". They are not saying no to you, they are saying no to those numbers. Make sense?
Now to leverage your retirement fund with real estate investing....simply buy property through your R.F. and put the proceeds back into your account. Watch it grow exponentially tax free!!!! That my friends is the correct use of Leverage!!! now it's time to put it into effect and get started.
Create yourself a wonderful day!
Jody
Tuesday, August 31, 2010
Tired or Re...tired Yet?
Are you tired of feeling behind? Scared you will not have enough money during your older years? Is your fear of poverty blinding you to a faster and smarter way of building retirement funds?
Feeling behind is common. You are most likely someone who is working and has been working most of your life. Working is not bad but working to simply earn a paycheck is the traditional way. How's that working for you? If you have only a few years left, are you starting to feel the panic yet? I know how that feels. I felt so stuck, my back was against the wall. The older I was the less income I made. Jobs were few and far between. I knew I had to find a different way of looking at money. I saw other people living comfortably but was it too late for me? I had a decision to make, learn something different or be satisfied with working till I was 80. Social Security would take care of me for a few years... until it ran out, then what was my option?
Let's dive into what you can do. I started Investing in Real Estate 5 years ago (www.moneymama.biz), other people did why not me? Honestly, my fear of losing everything was paralysing me. Come on, what did I really have to lose? I already was down to nothing? I stepped into the common sense corner and looked at what was available. I knew I wanted more than just learning a Real Estate strategy, I was thirsty for the business side of it. What did I know about how to save on taxes? How did I know I wouldn't be slammed with taxes and be buried alive? Did I want to start buying up property to have them all taken away? That was not my idea of being successful. I have been a loose cannon on tons of new adventures sure but this time, I wanted to be an educated loose cannon! When I started into this new venture, I was clueless. I'm not really proud of that but how else can I say it. I was clueless. I was familiar with the real estate basics but not the business side. I know there are so many people out there just as clueless as I was, that's when I decided to start writing. Writing what I have learned, putting it all out there fears and all. My blog,
www.moneymama.biz is where I post my thoughts. Joining others to take on their life before their retirement years is my passion. Giving others a choice in how they will spend their older years is rewarding... it's their choice if they will spend those years with peace of mind.
You can choose to work less and be paid more once you know how that is done. That can be scary in itself. Learning the unknown but knowing it exists because others have already walked the path of success. There are others out there who are successful in Real Estate Investing with their retirement funds secure. We hear everyday in this economy how scary Real Estate is, how bad the market is etc. For me, this economy is like a big swap meet. Everything is on sale. I buy property low then I sell it low, everyone wins! www.moneymama.biz
Are you ready to learn what it takes to put financial peace of mind back into your life? Take a look at your old way of thinking, start with a new direction. Forward momentum is a choice. As this unknown author states so beautifully, “Sometimes you have to let go to see if there was anything worth holding on to.”
Feeling behind is common. You are most likely someone who is working and has been working most of your life. Working is not bad but working to simply earn a paycheck is the traditional way. How's that working for you? If you have only a few years left, are you starting to feel the panic yet? I know how that feels. I felt so stuck, my back was against the wall. The older I was the less income I made. Jobs were few and far between. I knew I had to find a different way of looking at money. I saw other people living comfortably but was it too late for me? I had a decision to make, learn something different or be satisfied with working till I was 80. Social Security would take care of me for a few years... until it ran out, then what was my option?
Let's dive into what you can do. I started Investing in Real Estate 5 years ago (www.moneymama.biz), other people did why not me? Honestly, my fear of losing everything was paralysing me. Come on, what did I really have to lose? I already was down to nothing? I stepped into the common sense corner and looked at what was available. I knew I wanted more than just learning a Real Estate strategy, I was thirsty for the business side of it. What did I know about how to save on taxes? How did I know I wouldn't be slammed with taxes and be buried alive? Did I want to start buying up property to have them all taken away? That was not my idea of being successful. I have been a loose cannon on tons of new adventures sure but this time, I wanted to be an educated loose cannon! When I started into this new venture, I was clueless. I'm not really proud of that but how else can I say it. I was clueless. I was familiar with the real estate basics but not the business side. I know there are so many people out there just as clueless as I was, that's when I decided to start writing. Writing what I have learned, putting it all out there fears and all. My blog,
www.moneymama.biz is where I post my thoughts. Joining others to take on their life before their retirement years is my passion. Giving others a choice in how they will spend their older years is rewarding... it's their choice if they will spend those years with peace of mind.
You can choose to work less and be paid more once you know how that is done. That can be scary in itself. Learning the unknown but knowing it exists because others have already walked the path of success. There are others out there who are successful in Real Estate Investing with their retirement funds secure. We hear everyday in this economy how scary Real Estate is, how bad the market is etc. For me, this economy is like a big swap meet. Everything is on sale. I buy property low then I sell it low, everyone wins! www.moneymama.biz
Are you ready to learn what it takes to put financial peace of mind back into your life? Take a look at your old way of thinking, start with a new direction. Forward momentum is a choice. As this unknown author states so beautifully, “Sometimes you have to let go to see if there was anything worth holding on to.”
Wednesday, August 25, 2010
Take the Money and Run?
Retiree's debate this question everyday. Traditional pensions allow workers to take a lump sum distribution but is that really the best plan? Angie Marek from Smart Money states, "Taking a lump sum can also create tax complications..."
The real question is what is the best answer for you? Do you know what to do if you choose the lump sum option? Do you know what to do to avoid huge tax complications? I believe one should understand what the end result will be PRIOR to making a decision. I was always told by my good friend Brian Buffini, "When you put on those levi's and they don't fit remember, you didn't gain those 10lbs overnight." That may be a tongue and cheek answer but you didn't reach retirement age in one day. It has been over a life time of choices that has you where you are. Now to figure out what to do about it and hope you make the correct choice. I believe it's time to learn BEFORE you reach retirement age so you can create the outcome you are looking for. Others have, why not you?
As Jeff Carbone, a financial adviser in Cornelius, N.C. states...To the millions of workers scraping by with a crash-depleted 401(k), having a (lump sum) pension can seem like the next best thing to a lottery ticket...often on top of Social Security...many actual pension holders are quietly becoming casualties of the tough economy.... “The world is changing.”
There are several options out there for a person to grow their retirement funds safely. Creating that security we all are seeking. How much do you want to receive every month to live comfortably, not dependent on anyone else or the government? Think about it, does it really take age to retire? NO, it takes money. If you had your plan in place and you choose to retire at age 40 then go for it and have a blast! Is that possible? Yes it is if you know what you are doing. Is it time you figure out if that works for you? Do you want $5,000 or $10,000 a month coming in during retirement? how many years do you want that income to be accessible for you? For example, the statistics show you would need $5,210,607 in assets that pay you, if you decided to receive $5,000 for 40 years based on Y2005 dollars and using a 3.49% inflation per year. How close are you? Can you feel comfortable knowing you have your estate in order and not feel the effects of those huge tax complications? www.retirewealthy.biz offers a free eReport on growing your retirement funds exponentially tax free.
As Albert Camus stated, "Life is the sum of all your choices." Join the movement and get educated, learn what to do and how to safely...take the money and run! You deserve it and your family deserves it. www.MoneyMama.biz.
# # #
MoneyMama.biz guides and directs others to live life in their timeframe on their terms so they can be more and do more for those they love the most.
Create yourself a fabulous day..
Jody
The real question is what is the best answer for you? Do you know what to do if you choose the lump sum option? Do you know what to do to avoid huge tax complications? I believe one should understand what the end result will be PRIOR to making a decision. I was always told by my good friend Brian Buffini, "When you put on those levi's and they don't fit remember, you didn't gain those 10lbs overnight." That may be a tongue and cheek answer but you didn't reach retirement age in one day. It has been over a life time of choices that has you where you are. Now to figure out what to do about it and hope you make the correct choice. I believe it's time to learn BEFORE you reach retirement age so you can create the outcome you are looking for. Others have, why not you?
As Jeff Carbone, a financial adviser in Cornelius, N.C. states...To the millions of workers scraping by with a crash-depleted 401(k), having a (lump sum) pension can seem like the next best thing to a lottery ticket...often on top of Social Security...many actual pension holders are quietly becoming casualties of the tough economy.... “The world is changing.”
There are several options out there for a person to grow their retirement funds safely. Creating that security we all are seeking. How much do you want to receive every month to live comfortably, not dependent on anyone else or the government? Think about it, does it really take age to retire? NO, it takes money. If you had your plan in place and you choose to retire at age 40 then go for it and have a blast! Is that possible? Yes it is if you know what you are doing. Is it time you figure out if that works for you? Do you want $5,000 or $10,000 a month coming in during retirement? how many years do you want that income to be accessible for you? For example, the statistics show you would need $5,210,607 in assets that pay you, if you decided to receive $5,000 for 40 years based on Y2005 dollars and using a 3.49% inflation per year. How close are you? Can you feel comfortable knowing you have your estate in order and not feel the effects of those huge tax complications? www.retirewealthy.biz offers a free eReport on growing your retirement funds exponentially tax free.
As Albert Camus stated, "Life is the sum of all your choices." Join the movement and get educated, learn what to do and how to safely...take the money and run! You deserve it and your family deserves it. www.MoneyMama.biz.
# # #
MoneyMama.biz guides and directs others to live life in their timeframe on their terms so they can be more and do more for those they love the most.
Create yourself a fabulous day..
Jody
Tuesday, August 24, 2010
Calculated RISK...or do they really mean common sense?
Let's go to the Real Estate "common sense" corner...what's really going on and what you really should consider. Solutions to getting into great real estate deals now. How does risk free real estate sound?
People trying to ride the wave of real estate can either jump in or be paralyzed by what they hear so let's get some facts on the table. Keep in mind, since there is no ceiling in real estate it means there is no bottom. Is real estate too risky? It can be if you don't know what you are doing. Consider house prices in California, stated in "the people history"; 1950 prices were around $14,500, 1960 prices around $18,500, 1970's around $26,600. What about now?
Look at what Zach Fox from the North Country Times in Calculated RISK Finance & Economics states in another Deal of the Week: Riding the waves in Oceanside (California). He states, "The featured 2 BR 2 BA condo sold for just under $100 thousand new in 1990. It went into foreclosure during the early '90s California housing bust, and was resold in 1995 for $33,000.
By 2000 the condo was above the original selling price. And then "rode the bubble" to an outrageous price. The condo went through foreclosure last year and sold in February for less than the original price in 1990! Adjust that return for inflation ..."
What does all this mean? If you knew how to read the market, understood what the current conditions were saying during the 1990's, would you have seen this wave coming?
History shows clearly the prices have gradually increased over each 10 year period. What I have come to learn is most people avoid the real estate arena because; they are scared to jump in, big time fear holds them back , they don't have the time to really know what or how to make a smart buying or selling decision, especially a lack of knowledge being so afraid to be "taken", rightfully so!
www.MoneyMama.biz
Common sense tells us we still have 3 basic needs which never go away.... food, water and shelter (www.MoneyMama.biz). We are still bringing babies into this world, our bodies require water and we still need a place to live. I invite you to get educated (www.MoneyMama.biz) and learn how simple, easy and smart it is to invest in real estate now. Learn what it takes to remove the fear of being "taken", understand buyer beware statements. Experience the opportunities of applying knowledge to make smart buying and selling decisions. Know how to benefit from real estate no matter what time you have available.
Knowledge alone is not power. Knowledge applied is power. Learn how to take charge of your financial situation today. If you are a first time home buyer, learn how to buy a property at wholesale. That means if the market goes down you are still in a position to have purchased at a great price. If the market goes up, you are sitting pretty. If you own multiple properties, buy more. Learn when and how to make smart buying and selling decision either in a good market, flat market or down market. Would that not give you the upper hand in today's economy? If you feel you are a seasoned investor, don't discount getting educated even if you believe you already know it all. Remember you don't know what you don't know.
People trying to ride the wave of real estate can either jump in or be paralyzed by what they hear so let's get some facts on the table. Keep in mind, since there is no ceiling in real estate it means there is no bottom. Is real estate too risky? It can be if you don't know what you are doing. Consider house prices in California, stated in "the people history"; 1950 prices were around $14,500, 1960 prices around $18,500, 1970's around $26,600. What about now?
Look at what Zach Fox from the North Country Times in Calculated RISK Finance & Economics states in another Deal of the Week: Riding the waves in Oceanside (California). He states, "The featured 2 BR 2 BA condo sold for just under $100 thousand new in 1990. It went into foreclosure during the early '90s California housing bust, and was resold in 1995 for $33,000.
By 2000 the condo was above the original selling price. And then "rode the bubble" to an outrageous price. The condo went through foreclosure last year and sold in February for less than the original price in 1990! Adjust that return for inflation ..."
What does all this mean? If you knew how to read the market, understood what the current conditions were saying during the 1990's, would you have seen this wave coming?
History shows clearly the prices have gradually increased over each 10 year period. What I have come to learn is most people avoid the real estate arena because; they are scared to jump in, big time fear holds them back , they don't have the time to really know what or how to make a smart buying or selling decision, especially a lack of knowledge being so afraid to be "taken", rightfully so!
www.MoneyMama.biz
Common sense tells us we still have 3 basic needs which never go away.... food, water and shelter (www.MoneyMama.biz). We are still bringing babies into this world, our bodies require water and we still need a place to live. I invite you to get educated (www.MoneyMama.biz) and learn how simple, easy and smart it is to invest in real estate now. Learn what it takes to remove the fear of being "taken", understand buyer beware statements. Experience the opportunities of applying knowledge to make smart buying and selling decisions. Know how to benefit from real estate no matter what time you have available.
Knowledge alone is not power. Knowledge applied is power. Learn how to take charge of your financial situation today. If you are a first time home buyer, learn how to buy a property at wholesale. That means if the market goes down you are still in a position to have purchased at a great price. If the market goes up, you are sitting pretty. If you own multiple properties, buy more. Learn when and how to make smart buying and selling decision either in a good market, flat market or down market. Would that not give you the upper hand in today's economy? If you feel you are a seasoned investor, don't discount getting educated even if you believe you already know it all. Remember you don't know what you don't know.
Wednesday, August 18, 2010
Depressive or Impressive Retirement?
Retirement is subjective. Since 1986 we have been given sole responsibility to build our retirement. We past the buck, literally; past our hard earned "bucks" to someone else to manage. Are we depressed or impressed with our results?
I'm one of those in my early 50's learning more about how I can create an impressive retirement. A retirement portfolio that takes care of giving me a strong sense of security and the satisfaction of what I accomplished. The government won't have a hand in my retirement because I learned how to play their game. I learned how to keep my portfolio protected and safe to use without penalties. Isn't it time you do the same? www.MoneyMama.biz
I read an article from Andrea Coombes in MarketWatch on Social Security. As she pulled the statistics on how many use Social Security for their sole retirement portfolio, it was amazing and sad at the same time. WOW, really sad to see someones lack of responsibility for their own welfare. In reality, did they have a choice? We were handed the sole responsibility to manage and grow our own retirement since 1986. The government handed it back to us, sadly without any direction. The only choice was to hand our money off to someone who sold us on them knowing what they were doing. In essence, we gave our money to someone who saw a need and started up a business. If they can do it, why can't we? We can start up our own business and build our retirement within the same boundaries as they can. www.MoneyMama.biz
I want to be the one who is secure from my own efforts. Learning the game and play by the rules, rules the government set up. Andrea states: "if you're in your mid-50s or younger, it's time to make alternate arrangements.The program's dismal outlook has long been known, but the recent economic crisis further scarred the program's finances, bringing closer the day of reckoning when receipts no longer cover benefit payouts."
Social Security was a great plan. A plan for those who worked their whole life for someone else. A system for the government to take care of their elderly. What happens if you didn't take that path? or you didn't retire from a "job" after 30 years? Now what? Here's a few thoughts; Working for someone else, the slave, save, retire theory isn't working in 2010. Jobs were created to recover from the Great Depression era, that was the Industrial age. We are now in the Information age. Traditional education grew out of competing for jobs, doing what was required to show employers you are better qualified. Once again, set up to get through the Industrial age. What can we do to position ourselves in the Information age?
Let's learn from the past and learn how to harmonize the two eras. The Industrial age, during and after the Great Depression was a time people had years of nothing, then years of great abundance. They learned how to stretch the dollar vs learning how money works and grows. When the abundance started dying down, credit cards came into play. Buy now and pay later. Look at where that has got us? So in debt and we don't have a clue on how to get out. We haven't learned how money works and grows! 1% of the wealthy have earned and built their wealth through business ownership and real estate investing. Are you ready to join the 1% club? Go to www.Moneymama.biz
Create yourself a great day!
Jody
I'm one of those in my early 50's learning more about how I can create an impressive retirement. A retirement portfolio that takes care of giving me a strong sense of security and the satisfaction of what I accomplished. The government won't have a hand in my retirement because I learned how to play their game. I learned how to keep my portfolio protected and safe to use without penalties. Isn't it time you do the same? www.MoneyMama.biz
I read an article from Andrea Coombes in MarketWatch on Social Security. As she pulled the statistics on how many use Social Security for their sole retirement portfolio, it was amazing and sad at the same time. WOW, really sad to see someones lack of responsibility for their own welfare. In reality, did they have a choice? We were handed the sole responsibility to manage and grow our own retirement since 1986. The government handed it back to us, sadly without any direction. The only choice was to hand our money off to someone who sold us on them knowing what they were doing. In essence, we gave our money to someone who saw a need and started up a business. If they can do it, why can't we? We can start up our own business and build our retirement within the same boundaries as they can. www.MoneyMama.biz
I want to be the one who is secure from my own efforts. Learning the game and play by the rules, rules the government set up. Andrea states: "if you're in your mid-50s or younger, it's time to make alternate arrangements.The program's dismal outlook has long been known, but the recent economic crisis further scarred the program's finances, bringing closer the day of reckoning when receipts no longer cover benefit payouts."
Social Security was a great plan. A plan for those who worked their whole life for someone else. A system for the government to take care of their elderly. What happens if you didn't take that path? or you didn't retire from a "job" after 30 years? Now what? Here's a few thoughts; Working for someone else, the slave, save, retire theory isn't working in 2010. Jobs were created to recover from the Great Depression era, that was the Industrial age. We are now in the Information age. Traditional education grew out of competing for jobs, doing what was required to show employers you are better qualified. Once again, set up to get through the Industrial age. What can we do to position ourselves in the Information age?
Let's learn from the past and learn how to harmonize the two eras. The Industrial age, during and after the Great Depression was a time people had years of nothing, then years of great abundance. They learned how to stretch the dollar vs learning how money works and grows. When the abundance started dying down, credit cards came into play. Buy now and pay later. Look at where that has got us? So in debt and we don't have a clue on how to get out. We haven't learned how money works and grows! 1% of the wealthy have earned and built their wealth through business ownership and real estate investing. Are you ready to join the 1% club? Go to www.Moneymama.biz
Create yourself a great day!
Jody
Tuesday, August 17, 2010
Tired or Retired?
Interesting conversation today I had with my son. I was looking at articles about retirement and got into the Social Security stuff. Retirement is a HUGE deal for me, I’m one of those that never knew how to build for retirement, thinking I had a back up with Social Security but also knew I didn’t want to work till I was 70 to get my full SS payout. I also learned from my Mom’s wealthy friends it’s good to supplement if possible.
I looked up the Depression. I honestly can say I didn’t realize it went on for so long, twelve years? It began in 1929 and officially ended in 1941. Crazy stuff!!! My greatest memory of the depression. Hope was lost during this horrible time. The survival skills learned were more how to stretch the dollar vs learning how the dollar works and grows.
Now we are 3 yrs into our current recession. How much hope has been lost? I believe this recession has hit us like a sunburn. Playing out in the sun all day then come nightfall your skin starts feeling a bit tight but still unaware of a sunburn. Come morning you look hot pink and can hardly move :) It truely has caught most of us unawares! Now we begin the search for something to sooth our current situation.
I’m not getting into this to be depressive but to IMPRESS upon you how most of us feel like we are swimming up stream. I have talked with so many people, those who have earned 6 figures and now out of a job. Their lifestyle took them out of the game. They are downsizing not because they really wanted to but to survive they have to. My neighbor, $750,000 home, beautiful. Paid cash for toys and more toys and thought life is good so he took out a 2nd mortgage to start investing .... no education just a belief he knew what he was doing. His wife stayed home with the kids. They traveled and was living the “dream” However, He has lost it all. Investments did not sell, borrowed money from family members, home is currently in foreclosure. Now renting and living paycheck to paycheck with his wife back to work.
It’s time we define our dreams and have a burning desire to achieve them!!!!
Start with putting together your dream board. Don’t just put pictures of things you want, get your picture along side that item...car, house etc. The most important part of a dream board is to dream. Dreaming is not where you want to live day by day, let it be your path. Dream big, now put those dreams up on the shelf. Those dream are not the here and now but allows the law of abundance to kick in understanding where it’s directed to go. Now get to work, a burning desire is a must. My dream board says “Open the doors, I’ll do the work”. Awesome!!! Now you know where you are going and you will recognize it when you get there!!!
Create yourself a great day!
Jody
I looked up the Depression. I honestly can say I didn’t realize it went on for so long, twelve years? It began in 1929 and officially ended in 1941. Crazy stuff!!! My greatest memory of the depression. Hope was lost during this horrible time. The survival skills learned were more how to stretch the dollar vs learning how the dollar works and grows.
Now we are 3 yrs into our current recession. How much hope has been lost? I believe this recession has hit us like a sunburn. Playing out in the sun all day then come nightfall your skin starts feeling a bit tight but still unaware of a sunburn. Come morning you look hot pink and can hardly move :) It truely has caught most of us unawares! Now we begin the search for something to sooth our current situation.
I’m not getting into this to be depressive but to IMPRESS upon you how most of us feel like we are swimming up stream. I have talked with so many people, those who have earned 6 figures and now out of a job. Their lifestyle took them out of the game. They are downsizing not because they really wanted to but to survive they have to. My neighbor, $750,000 home, beautiful. Paid cash for toys and more toys and thought life is good so he took out a 2nd mortgage to start investing .... no education just a belief he knew what he was doing. His wife stayed home with the kids. They traveled and was living the “dream” However, He has lost it all. Investments did not sell, borrowed money from family members, home is currently in foreclosure. Now renting and living paycheck to paycheck with his wife back to work.
It’s time we define our dreams and have a burning desire to achieve them!!!!
Start with putting together your dream board. Don’t just put pictures of things you want, get your picture along side that item...car, house etc. The most important part of a dream board is to dream. Dreaming is not where you want to live day by day, let it be your path. Dream big, now put those dreams up on the shelf. Those dream are not the here and now but allows the law of abundance to kick in understanding where it’s directed to go. Now get to work, a burning desire is a must. My dream board says “Open the doors, I’ll do the work”. Awesome!!! Now you know where you are going and you will recognize it when you get there!!!
Create yourself a great day!
Jody
Friday, August 13, 2010
A fun article I wrote...
US News & World Report speaks out on Retirement...
How do your retirement funds look? Are your expenses increasing while you find your funds decreasing right before your eyes? Isn't it time to stop the leak? Be assured you will create the right financial outcome at any age!
U.S. News & World reports shared the article written by Kimberly Palmer, Posted December 16, 2008 on "7 ways to Save for Retirement during a recession." She states "The recession appears to be forcing many consumers to sacrifice their retirement savings...A significant number of Americans don't know how much they need to save to maintain their standard of living [in retirement]," says Craig Averill, personal retirement solutions executive for Bank of America. Some 62 percent of survey respondents said they were either behind schedule in terms of their retirement planning or had not yet started."
This is not the first recession we have lived through. Why do we act as if it is? Why are we surprised when our retirement funds decrease because of current market trends? How do we know what is enough to take care of our needs long term?
Those are great questions. Questions I'm sure we each have asked ourselves. I'm in the same situation. When I was in my 20's, retirement was not even a thought. When I was in my 30's, I knew I should be thinking and preparing more for our retirement but family needs got in the way. Now, I'm approaching retirement crossing my fingers I have done enough. I wish I started earlier like most of you. I'm a college graduate but still I believed I must have been less educated than most. That simply is not true! I simply did not know. How do you know what you don't know? I simply refused to keep chasing ideas out there; I finally did something about it. www.Moneymama.biz shares what I did because I didn't know where to turn, who to learn from. Isn't it time we wake up and know where we are financially. Isn't it time to learn what it means to have your money work for you? Get my FREE eReport today at www.RetireWealthy.biz. Isn't it time to find those leaks so you have more income to retire on? Or more importantly, a greater sense of security knowing you have done your best to prepare for retirement? Then enjoy the fruits of your labors. Now is the time! Stop procrastinating and start living! www.moneymama.biz
# # #
As a Real Estate Investor, I own multiple properties. I am a Mentor/Advisor/Coach. With education many have generated wealth for their financial freedom through tools that build confidence in acquiring their own Real Estate portfolio
How do your retirement funds look? Are your expenses increasing while you find your funds decreasing right before your eyes? Isn't it time to stop the leak? Be assured you will create the right financial outcome at any age!
U.S. News & World reports shared the article written by Kimberly Palmer, Posted December 16, 2008 on "7 ways to Save for Retirement during a recession." She states "The recession appears to be forcing many consumers to sacrifice their retirement savings...A significant number of Americans don't know how much they need to save to maintain their standard of living [in retirement]," says Craig Averill, personal retirement solutions executive for Bank of America. Some 62 percent of survey respondents said they were either behind schedule in terms of their retirement planning or had not yet started."
This is not the first recession we have lived through. Why do we act as if it is? Why are we surprised when our retirement funds decrease because of current market trends? How do we know what is enough to take care of our needs long term?
Those are great questions. Questions I'm sure we each have asked ourselves. I'm in the same situation. When I was in my 20's, retirement was not even a thought. When I was in my 30's, I knew I should be thinking and preparing more for our retirement but family needs got in the way. Now, I'm approaching retirement crossing my fingers I have done enough. I wish I started earlier like most of you. I'm a college graduate but still I believed I must have been less educated than most. That simply is not true! I simply did not know. How do you know what you don't know? I simply refused to keep chasing ideas out there; I finally did something about it. www.Moneymama.biz shares what I did because I didn't know where to turn, who to learn from. Isn't it time we wake up and know where we are financially. Isn't it time to learn what it means to have your money work for you? Get my FREE eReport today at www.RetireWealthy.biz. Isn't it time to find those leaks so you have more income to retire on? Or more importantly, a greater sense of security knowing you have done your best to prepare for retirement? Then enjoy the fruits of your labors. Now is the time! Stop procrastinating and start living! www.moneymama.biz
# # #
As a Real Estate Investor, I own multiple properties. I am a Mentor/Advisor/Coach. With education many have generated wealth for their financial freedom through tools that build confidence in acquiring their own Real Estate portfolio
Tuesday, July 13, 2010
Random thoughts...
As I sit outside enjoying the beautiful weather, thoughts keep coming back to my friends. They are amazing people! They have so much to share. My family is among those I consider my friends. They are so inspirational to me. They have and continue to teach me so much about life.
What's amazing is during a coaching session, I usually learn more than my client. I am blessed to coach the best of the best. They come to me because they are losing sight of who they are. They are struggling with understanding why they do what they do. They are challenged with accepting who they are but after a few sessions they begin to see what I see. They understand more of who they are, experiencing their purpose in this world and is free to take that forward momentum to the next level, step by step.
It really doesn't matter in what area you are moving towards. In Real Estate Investing, marketing, business, personal development, we learn step by step, line upon line. It's the law of the harvest. We can not expect the seeds to grow in 24 hours to harvest them. Why then do we believe we should be entitled to gaining results within 24 hours?
Life is an amazing journey. I love how every day offers something new :)
Create yourself a great day!
Jody
What's amazing is during a coaching session, I usually learn more than my client. I am blessed to coach the best of the best. They come to me because they are losing sight of who they are. They are struggling with understanding why they do what they do. They are challenged with accepting who they are but after a few sessions they begin to see what I see. They understand more of who they are, experiencing their purpose in this world and is free to take that forward momentum to the next level, step by step.
It really doesn't matter in what area you are moving towards. In Real Estate Investing, marketing, business, personal development, we learn step by step, line upon line. It's the law of the harvest. We can not expect the seeds to grow in 24 hours to harvest them. Why then do we believe we should be entitled to gaining results within 24 hours?
Life is an amazing journey. I love how every day offers something new :)
Create yourself a great day!
Jody
Tuesday, July 6, 2010
It's happening!!!
WOW, just put together my upcoming ads. Learning how to manuever around Craig's list, publishing online articles, positioning on google and much more. Now I know anything is a learnable skill!!!
When I started into my Real Estate Investing, I had to overcome lots of fears just like my fears of the internet. Both are learnable skills, I know cuz I have .... I am doing both.
What are you learning out there? I hope it's how to generate income, both passive and massive! If you have a desire to change your bank account to the positive and have more money than month, say YES to getting registered TODAY for my free Investing Workshop. Seating is limited so register NOW at www.MoneyMama.biz. I'll show you real life examples of what my students have accomplished in today's market.
Create an amazing day for yourself!
Jody
When I started into my Real Estate Investing, I had to overcome lots of fears just like my fears of the internet. Both are learnable skills, I know cuz I have .... I am doing both.
What are you learning out there? I hope it's how to generate income, both passive and massive! If you have a desire to change your bank account to the positive and have more money than month, say YES to getting registered TODAY for my free Investing Workshop. Seating is limited so register NOW at www.MoneyMama.biz. I'll show you real life examples of what my students have accomplished in today's market.
Create an amazing day for yourself!
Jody
Wednesday, June 30, 2010
Forward Momentum
Well it's started! We have learned so much about Craig's list, road side signs, getting articles published etc. All the fun stuff it takes to create a strong positioning online. Well, crazy as it sounds it has been fun. My team has really expanded and each person has a part to play. I'm glad I don't have to do this all by myself!!!
Thank you tons TEAM!!!!
Jody
Make it a great day
Thank you tons TEAM!!!!
Jody
Make it a great day
Monday, June 28, 2010
The adventure begins
I've started!!! I am not into technology but I have learned so much over the past 3 months. I now officially have an internet business. It's fun but I'm still scared!
Isn't this how we are with most things? Excited for something new but really scared to make it happen? Come to think of it, that was how I felt when I got into Real Estate Investing. Excited I finally found the way in but still so scared it was hard to finalize my first deal.
Well, with real estate I get it! That is why I have decided to become others training wheels to assist them in getting up and running. I work with them on their first deal, walking them through each step. Once they complete the deal they can now turn around and do it again and again!!! That is what drives me. Yes I get compensated because we split the deal, however, watching them see and feel the reality of it really working is the biggest payback. I love what I do.
I guide and direct others to live life in their timeframes and on their terms so they can do more and be more for those they love the most.
I invite you to add a comment on a time you were so excited to start something new but were still scared to pull the trigger. Together we can move forward....forward momentum is a choice!
Have a great week, it's a good life!
Jody
Subscribe to:
Posts (Atom)
