Gratitude

This morning I have been pondering all the things in my life I'm grateful for. It's amazing how abundant life becomes when you can spot those things of importance. The most significance is relationships. I'm not sure why I was so hesitant to connect with others, including my own husband and children. What a great journey I have been on and so blessed to have this time to learn more about how amazing my family and friends are. My gratitude is indescribable!!

Our children think it's a bit strange at times because that is not what they grew up with. I figured I was doing them a favor not connecting with them, thinking they would be disappointed in my short comings AND me a favor because then I wouldn't get hurt. Silly thoughts but they were very real.

In Napoleon Hill's book "Think and Grow Rich", one of his 6 fears... fear of loss of love. I would never have believed this was a strong driving force behind why I did what I did. The other big fear was .... fear of criticism. This one made sense, I grew up where I could do nothing right, according to everyone in my life such as; Teachers, Mother, Sister, Friends, Neighbors etc. I mean no one!!! I either talked to much or too little, did too much or to little, expected to do great in school but didn't, even my 7th grade choir teacher asked me in front of the class, "what in heaven's name are even doing in this class? You can't sing!" She suggested I not come back. Yes that is a true story.

It got so it became true for me as well. I self judged myself as never being good enough. When I married and started our family, this made more sense as to why I stayed back from connecting to those that matter most in my life. Those fears felt real and strong. HOWEVER, when I learned and understood more about what fears are and where they come from, I began to walk through the darkness as I started my new journey towards love and acceptance. First person being myself! I knew if I couldn't accept and love myself -- I knew I could not give what I didn't have!

This holiday season, give yourself the ultimate gift.... the gift of acceptance and love of who you are ... the good, bad and ugly!

Create yourself a fabulous day!

Jody

Intention or Expectation...you decide

We hear all the time from the Success Guru's to place your intention out there and it will come to you. You can expect a certain outcome if you declare your intentions. If it's that easy why doesn't everyone have all that they want? Here's a few secrets to the game.
Let's get straight on our definitions so we can all be on the same page.

In the Webster's dictionary the definitions go as follows...
Intention: a determination to act in a certain way
Expectation: : the act or state of expecting : anticipation

Based off these two definitions, side by side can anyone quickly determine why these two don't belong together? If you read my other post about 'Currents' in our life, it would be easy to spot. Intention is throwing an idea out to the Universe, God, whatever your belief is, to receive the result you are looking for, while Expectation is the under current throwing it back. Now can you see why they block each other out?

Now that we understand who and what they each mean, let's put it to work so we can start seeing the results we are seeking. You first have to know what you want to happen. Let's say you are seeking $100,000 in the next 90 days. In my business, that's easily attainable. You begin by sending out your Intention...I deposited $100,000 in my bank account on or before __________(date) you want this to happen. In 90 days nothing happens. WHY?

Expectations are the killer of all good intentions. Think about that last scenario, you intend to deposit $100,000 into your bank account on or before 90 days out. You expect that to happen because you fully believe it will. Ummm, you killed it before it even got out of the gate. Expectations come from how you see things happening. Your expectations come from your physical, logical side of how you determine how things will work. You work towards what you know.

Interesting how we look, interpret, and understand how life works. Be a follower to my blog and learn the secrets to getting what you want, sooner, faster, and more abundantly than ever!!!

Create yourself a fabulous day...


Jody

Leverage...great word but what does it really mean?

I was thinking of the word leverage. Leverage is a great tool to use when you need something other than your personal strength to get something done. How would one use leverage in Real Estate? How did the leverage of the banks lead us to ruin? I looked up the word Leverage and the definition is as follows: to use for gain : exploit (definition: a notable or heroic act) shamelessly (definition: a painful emotion caused by consciousness of guilt, shortcoming, or impropriety) leverage the system to their advantage — Alexander Wolff. By adding in the definitions of the not so common word, let's reword it to make sense for us normal people!

Leverage is use for gain, worthy of noting, leverage is used without consciousness of guilt or in accord with fact, truth or right procedure so they can take advantage of the system.

Rewriting it that way it sounds pretty underhanded. Is that how we interpret the word Leverage without even knowing it? Is that what keeps us stuck in the mundane cycle of our working careers? Is that what keeps us from learning the secrets of the Rich? Is that why we interpret or say "the rich will climb over anyone to get to the top", interesting for me. Now that could all be true but why is leverage so important to use?

I believe how I understand it now is to do that different from the "norm", different from solely being dependent on oneself. Why does that sound so contradicting? Sometimes you simply need assistance, agreed? Because one requires assistance does not mean they are weak, it does not mean they are not honest in their business dealings. Isn't that the core challenge we hear unconsciously with the reworded definition of leverage? Moving through life less than honest. We all strive to be honest people but don't we catch ourselves saying "he's not honest in his business dealings" or "it's business" ...like that makes doing business anyway different than doing right by/to other people. As T. Harv Ecker states in his "Secrets of a Millionaire Mind", our money blueprint is a critical clue into our current situation. How does your bank account look?

How impressive would it be to learn the honest art of leverage? In real estate investing you can do that. You learn the correct way to conduct a transaction, treat others with respect but you can leverage your knowledge to squeeze out greater income from one deal. How? by learning how to do it right, by learning to understand how assets pay you and by learning how to remove the emotion out of the deal. You are buying the numbers! Period! If it doesn't work for the other party that's fine. Move on. Let's look at it this way...if you had $1.00 and you went to buy a candy bar that cost $1.50. You have a choice, either come up with the other .50cents or ask the owner if he would sell you that candy bar for $1.00. Now not only you have a choice but the owner has a choice. The worse thing that they could say is "no". They are not saying no to you, they are saying no to those numbers. Make sense?

Now to leverage your retirement fund with real estate investing....simply buy property through your R.F. and put the proceeds back into your account. Watch it grow exponentially tax free!!!! That my friends is the correct use of Leverage!!! now it's time to put it into effect and get started.

Create yourself a wonderful day!
Jody

Tired or Re...tired Yet?

Are you tired of feeling behind? Scared you will not have enough money during your older years? Is your fear of poverty blinding you to a faster and smarter way of building retirement funds?

Feeling behind is common. You are most likely someone who is working and has been working most of your life. Working is not bad but working to simply earn a paycheck is the traditional way. How's that working for you? If you have only a few years left, are you starting to feel the panic yet? I know how that feels. I felt so stuck, my back was against the wall. The older I was the less income I made. Jobs were few and far between. I knew I had to find a different way of looking at money. I saw other people living comfortably but was it too late for me? I had a decision to make, learn something different or be satisfied with working till I was 80. Social Security would take care of me for a few years... until it ran out, then what was my option?
Let's dive into what you can do. I started Investing in Real Estate 5 years ago (www.moneymama.biz), other people did why not me? Honestly, my fear of losing everything was paralysing me. Come on, what did I really have to lose? I already was down to nothing? I stepped into the common sense corner and looked at what was available. I knew I wanted more than just learning a Real Estate strategy, I was thirsty for the business side of it. What did I know about how to save on taxes? How did I know I wouldn't be slammed with taxes and be buried alive? Did I want to start buying up property to have them all taken away? That was not my idea of being successful. I have been a loose cannon on tons of new adventures sure but this time, I wanted to be an educated loose cannon! When I started into this new venture, I was clueless. I'm not really proud of that but how else can I say it. I was clueless. I was familiar with the real estate basics but not the business side. I know there are so many people out there just as clueless as I was, that's when I decided to start writing. Writing what I have learned, putting it all out there fears and all. My blog,
www.moneymama.biz is where I post my thoughts. Joining others to take on their life before their retirement years is my passion. Giving others a choice in how they will spend their older years is rewarding... it's their choice if they will spend those years with peace of mind.
You can choose to work less and be paid more once you know how that is done. That can be scary in itself. Learning the unknown but knowing it exists because others have already walked the path of success. There are others out there who are successful in Real Estate Investing with their retirement funds secure. We hear everyday in this economy how scary Real Estate is, how bad the market is etc. For me, this economy is like a big swap meet. Everything is on sale. I buy property low then I sell it low, everyone wins! www.moneymama.biz
Are you ready to learn what it takes to put financial peace of mind back into your life? Take a look at your old way of thinking, start with a new direction. Forward momentum is a choice. As this unknown author states so beautifully, “Sometimes you have to let go to see if there was anything worth holding on to.”

Tired or Retired?

Interesting conversation today I had with my son. I was looking at articles about retirement and got into the Social Security stuff. Retirement is a HUGE deal for me, I’m one of those that never knew how to build for retirement, thinking I had a back up with Social Security but also knew I didn’t want to work till I was 70 to get my full SS payout. I also learned from my Mom’s wealthy friends it’s good to supplement if possible.
I looked up the Depression. I honestly can say I didn’t realize it went on for so long, twelve years? It began in 1929 and officially ended in 1941. Crazy stuff!!! My greatest memory of the depression. Hope was lost during this horrible time. The survival skills learned were more how to stretch the dollar vs learning how the dollar works and grows.
Now we are 3 yrs into our current recession. How much hope has been lost? I believe this recession has hit us like a sunburn. Playing out in the sun all day then come nightfall your skin starts feeling a bit tight but still unaware of a sunburn. Come morning you look hot pink and can hardly move :) It truely has caught most of us unawares! Now we begin the search for something to sooth our current situation.
I’m not getting into this to be depressive but to IMPRESS upon you how most of us feel like we are swimming up stream. I have talked with so many people, those who have earned 6 figures and now out of a job. Their lifestyle took them out of the game. They are downsizing not because they really wanted to but to survive they have to. My neighbor, $750,000 home, beautiful. Paid cash for toys and more toys and thought life is good so he took out a 2nd mortgage to start investing .... no education just a belief he knew what he was doing. His wife stayed home with the kids. They traveled and was living the “dream” However, He has lost it all. Investments did not sell, borrowed money from family members, home is currently in foreclosure. Now renting and living paycheck to paycheck with his wife back to work.
It’s time we define our dreams and have a burning desire to achieve them!!!!
Start with putting together your dream board. Don’t just put pictures of things you want, get your picture along side that item...car, house etc. The most important part of a dream board is to dream. Dreaming is not where you want to live day by day, let it be your path. Dream big, now put those dreams up on the shelf. Those dream are not the here and now but allows the law of abundance to kick in understanding where it’s directed to go. Now get to work, a burning desire is a must. My dream board says “Open the doors, I’ll do the work”. Awesome!!! Now you know where you are going and you will recognize it when you get there!!!

Create yourself a great day!
Jody

A fun article I wrote...

US News & World Report speaks out on Retirement...
How do your retirement funds look? Are your expenses increasing while you find your funds decreasing right before your eyes? Isn't it time to stop the leak? Be assured you will create the right financial outcome at any age!


U.S. News & World reports shared the article written by Kimberly Palmer, Posted December 16, 2008 on "7 ways to Save for Retirement during a recession." She states "The recession appears to be forcing many consumers to sacrifice their retirement savings...A significant number of Americans don't know how much they need to save to maintain their standard of living [in retirement]," says Craig Averill, personal retirement solutions executive for Bank of America. Some 62 percent of survey respondents said they were either behind schedule in terms of their retirement planning or had not yet started."

This is not the first recession we have lived through. Why do we act as if it is? Why are we surprised when our retirement funds decrease because of current market trends? How do we know what is enough to take care of our needs long term?

Those are great questions. Questions I'm sure we each have asked ourselves. I'm in the same situation. When I was in my 20's, retirement was not even a thought. When I was in my 30's, I knew I should be thinking and preparing more for our retirement but family needs got in the way. Now, I'm approaching retirement crossing my fingers I have done enough. I wish I started earlier like most of you. I'm a college graduate but still I believed I must have been less educated than most. That simply is not true! I simply did not know. How do you know what you don't know? I simply refused to keep chasing ideas out there; I finally did something about it. www.Moneymama.biz shares what I did because I didn't know where to turn, who to learn from. Isn't it time we wake up and know where we are financially. Isn't it time to learn what it means to have your money work for you? Get my FREE eReport today at www.RetireWealthy.biz. Isn't it time to find those leaks so you have more income to retire on? Or more importantly, a greater sense of security knowing you have done your best to prepare for retirement? Then enjoy the fruits of your labors. Now is the time! Stop procrastinating and start living! www.moneymama.biz

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As a Real Estate Investor, I own multiple properties. I am a Mentor/Advisor/Coach. With education many have generated wealth for their financial freedom through tools that build confidence in acquiring their own Real Estate portfolio

Enjoy the day!

I'm sitting in our backyard arbor enjoying the beautiful summer weather. I watch as cars go by busily going here and there. I reflect on my business and have learned to create a business that keeps working whether I am or not. I can sit outside and enjoy the knowing I am making money no matter what I choose to do. That my friends is Freedom to me. I took it upon myself to figure out how to create what I have. I educated myself on how to work smarter not harder ... which I did so often. You see I believed if I was busy, I was productive. NOT! Working to create a working system that works automatically, nothing is more powerful. I also educated myself on what to do with the money I generate. Do I hang onto old techniques? Do I hold onto old habits? Depend on other's knowledge believing they have the answer? Depend on others to really be concerned about my finances? NO....NO again and again! I educated myself with sharp instructors who walk their talk. Learned how they set up their business', learned how they understand Taxes, learned how they think, how they act to simply duplicate their results. AMAZING!!!!
If you are tired of being sick and tired, go to www.MoneyMama.biz and get started TODAY.

Go create yourself a fantastic day
Jody

It's time

Hi Friends,
A few thoughts have been going through my mind. Salt Lake & Cheyenne are open markets in Real Estate and for business networking. Getting started will take some leadership to assist me in offering an opportunity of a lifetime for those ready to take on their financial life. Those who are sick and tired of being sick and tired!!! Those who are in a position to seriously serve those in the Salt Lake & Cheyenne communities. Those who are ready to pay it forward to others. If this speaks to you, email me and let's get started!

Interesting point - Out of a 9.3% unemployment rate nationally....
Cheyenne, WY comes in at 7.0. Is there a need out there for new business'? YES!!! Is there a need in Cheyenne for business ownership education? YES
Same within Ogden/ Salt Lake, Utah Area, they come in at 7.0
I'm getting these statistic from US dept of Labor...http://www.bls.gov/web/metro/laummtrk.htm
Check them out for your self.

When I look at the Real Estate Market for both areas, they remain steady or flat as most know it. It's not an up market or a down market but a flat market, remaining consistent. Is there Real Estate deals out there? YES
Why are we not taking advantage of them? That answer must come from within, what is holding you back?

I believe Nouveau Riche is a solution. Nouveau Riche is like a HUGE gym, a place where you can receive the results you are looking for. However, there are some who buy into a "gym membership" and learn tons of stuff but never do anything with that knowledge. Those who watch the results as people come and go. Those who think, "I'll get there, it's just not a good time for me." Those who believe if they only buy into the gym but not participate they will still see results. But, those who are successful connect in with their local community. They get to know the personal trainers and learn from them everyday.

What personal development is needed? Once again, what we don't know we can't change. Come onboard to learn what the successful are doing, you can do it to. Success is a learnable skill!!!! I urge each of you to plug in. I know the power of Nouveau Riche, I know the power of the marketing plan. Is it time you find out for yourself?

Create a great day for yourself!!!
Jody

It's happening!!!

WOW, just put together my upcoming ads. Learning how to manuever around Craig's list, publishing online articles, positioning on google and much more. Now I know anything is a learnable skill!!!

When I started into my Real Estate Investing, I had to overcome lots of fears just like my fears of the internet. Both are learnable skills, I know cuz I have .... I am doing both.

What are you learning out there? I hope it's how to generate income, both passive and massive! If you have a desire to change your bank account to the positive and have more money than month, say YES to getting registered TODAY for my free Investing Workshop. Seating is limited so register NOW at www.MoneyMama.biz. I'll show you real life examples of what my students have accomplished in today's market.

Create an amazing day for yourself!

Jody

The adventure begins

I've started!!! I am not into technology but I have learned so much over the past 3 months. I now officially have an internet business. It's fun but I'm still scared!

Isn't this how we are with most things? Excited for something new but really scared to make it happen? Come to think of it, that was how I felt when I got into Real Estate Investing. Excited I finally found the way in but still so scared it was hard to finalize my first deal.

Well, with real estate I get it! That is why I have decided to become others training wheels to assist them in getting up and running. I work with them on their first deal, walking them through each step. Once they complete the deal they can now turn around and do it again and again!!! That is what drives me. Yes I get compensated because we split the deal, however, watching them see and feel the reality of it really working is the biggest payback. I love what I do.

I guide and direct others to live life in their timeframes and on their terms so they can do more and be more for those they love the most.

I invite you to add a comment on a time you were so excited to start something new but were still scared to pull the trigger. Together we can move forward....forward momentum is a choice!

Have a great week, it's a good life!

Jody

Real Estate Revolution!

Possible $20K+ a month working with my Real Estate Investing Team, training available!

Register online at www.MoneyMama.biz TODAY!

"Even when opportunity knocks, a man still has to get up off his seat and open the door."