When making decisions I usually will write down the pros and cons of the situation. I just bought a new car and did the same thing ... made my list. Pro's are the good things, Con's are the bad ... interesting!!!
I continue on my journey to learn more about why I do what I do. This morning part of my reading was going over unconditional love. Learning what true UNconditional love is all about. These thoughts followed;
Why must we live our life based on conditions? Conditions of....
If we want to be liked, we have to meet certain criteria that someone else has set.
If we want to be healthy, we have to eat certain foods that someone else has laid out
Most believe to be "worthy" we must do x,y and z ....
When will we choose to live and love unconditionally? Isn't it time we stop following society and follow Christ's example of unconditional love for everyone? especially ourselves? Remember, we can not give what we do not have ... it all begins within.
The scriptures state clearly, "become as a little child.." that doesn't mean selfish, it means innocent. Innocent doesn't mean naive either, it means to live without baggage, to live with joy instead ... look at it this way, "inner" sense. Learn who you are and feel the joy that comes from your inner sense! How many children do you know that simply enjoys the moment? Running through water, rolling down a hill, signing and laughing out loud, dancing just to dance?
To begin, one must accept themselves. Accept the good, bad and ugly!!! One must stop putting "conditions" on themselves, like... I should be better at this, I should be a better parent, better spouse, etc. Using the word "better" alone tells our inner sense what we are doing is not good enough. I suggest using the word "EVEN better" if you simply can not accept what is!
Create yourself a fabulous day!!!
Jody
Showing posts with label retirement education. Show all posts
Showing posts with label retirement education. Show all posts
Monday, April 25, 2011
Friday, March 25, 2011
Muck in the Masses...
I woke up with a clear understanding of why I felt so stuck all the time. I know about the cashflow quadrant from Robert Kiyosaki, I teach the cashflow quadrant. I personally feel it's a great book, one that teaches us what is out there.
Now where do we fit in? I know I have been on the left hand side my entire life. I believed I was on the right several times but never really felt like it was secure. How do I finally make the jump?
We all are searching for a way to be financially secure.
1. We work long hours at a job that pays us well. Believing we will stay there for years
2. We save our money, learn to spend less and less
3. We put our money away in retirement accounts, created for the masses
4. We keep buying things ... liabilities NOT assets only believing we are buying assets
5. The list goes on and on
All the habits we feel are good we keep calling habits. Those habits we are not so happy with we call addictions.
All in all we can only say we do what's important to us. Someone may disagree with that, giving all sorts of excuses but take those excuses all away... Bottom line is we do what is important to us.
What became clear as I was teaching the cashflow quadrant again, is we stay where we are comfortable. Think about it. If 99% of the masses --- which is the majority of us -- are on the left hand side, we function, understand and process our daily financial habits day by day IN the left hand side because that's what we have been taught. Everything we do is all IN and ON the left hand side. We talk with others ON the left hand side. We look for answers ON the left hand side. We seek teachers FROM the left hand side. We stay where we are comfortable!
All the time believing we are getting new information.
Think about our financial beliefs. We all have them, think about what we say about "rich" people? All those thoughts, put faces on them. It's like us staying clear from that "group" of people because we don't fit in. How many times do we resist being invited to one of their "parties" BECAUSE we feel so separated.
We've never been on the right side so why go to the unknown? Won't we lose "friends" (beliefs) if we start to hang out on the right side?
But don't we all continue searching for the door or pathway to get there. Interesting.
Why the resistance??? Why stay stuck?
The only solution is to learn from someone who teaches those on the right side how they can stay there! Learn from someone who can help us move into the right side step by step. Let's get acquainted with "those" on the right side, in a comfortable environment. Most of us will feel more confident and more secure if we learn and practice better financial practices to be one of "those" now hanging out on the right side. Why do we fight it?
April 9th is YOUR chance. This is an event that gives you insight into what it takes, what's available to begin your journey TO the right side. Our instructor, Curtis DeYoung is a person who teaches those ON the right side how to stay there.
Now's your chance. Clear your schedule, don't allow your excuses to keep you from at least hearing what it takes. If you still choose to stay on the left hand side, that's fine. We will still be friends!
Now where do we fit in? I know I have been on the left hand side my entire life. I believed I was on the right several times but never really felt like it was secure. How do I finally make the jump?
We all are searching for a way to be financially secure.
1. We work long hours at a job that pays us well. Believing we will stay there for years
2. We save our money, learn to spend less and less
3. We put our money away in retirement accounts, created for the masses
4. We keep buying things ... liabilities NOT assets only believing we are buying assets
5. The list goes on and on
All the habits we feel are good we keep calling habits. Those habits we are not so happy with we call addictions.
All in all we can only say we do what's important to us. Someone may disagree with that, giving all sorts of excuses but take those excuses all away... Bottom line is we do what is important to us.
What became clear as I was teaching the cashflow quadrant again, is we stay where we are comfortable. Think about it. If 99% of the masses --- which is the majority of us -- are on the left hand side, we function, understand and process our daily financial habits day by day IN the left hand side because that's what we have been taught. Everything we do is all IN and ON the left hand side. We talk with others ON the left hand side. We look for answers ON the left hand side. We seek teachers FROM the left hand side. We stay where we are comfortable!
All the time believing we are getting new information.
Think about our financial beliefs. We all have them, think about what we say about "rich" people? All those thoughts, put faces on them. It's like us staying clear from that "group" of people because we don't fit in. How many times do we resist being invited to one of their "parties" BECAUSE we feel so separated.
We've never been on the right side so why go to the unknown? Won't we lose "friends" (beliefs) if we start to hang out on the right side?
But don't we all continue searching for the door or pathway to get there. Interesting.
Why the resistance??? Why stay stuck?
The only solution is to learn from someone who teaches those on the right side how they can stay there! Learn from someone who can help us move into the right side step by step. Let's get acquainted with "those" on the right side, in a comfortable environment. Most of us will feel more confident and more secure if we learn and practice better financial practices to be one of "those" now hanging out on the right side. Why do we fight it?
April 9th is YOUR chance. This is an event that gives you insight into what it takes, what's available to begin your journey TO the right side. Our instructor, Curtis DeYoung is a person who teaches those ON the right side how to stay there.
Now's your chance. Clear your schedule, don't allow your excuses to keep you from at least hearing what it takes. If you still choose to stay on the left hand side, that's fine. We will still be friends!
Labels:
financial freedom,
money,
retirement,
retirement education
Friday, January 14, 2011
Financial Health..how fit are you?
Financial Freedom is what I hear most people say when they tell me why they want to learn Real Estate Investing. They understand the power of leverage through Real Estate, however, financial freedom is a vague statement.
Let's take it a bit deeper. Those who tell me I am looking for Financial freedom are really looking for more time to do what they "want" to do. They want the choice of their schedule. They want more time with family. These are all good and fine but still we must dig a little deeper. Get to the core issue of what we must learn and do to obtain this goal.
Interesting! I am all about Fitness. I work out and I strive to learn how to eat healthy. My basic physical make up is a high fat content which I have dealt with all my life. In fact, I have my fat percentage checked regularly something most people don't even know what % they have. I do, and have been labeled in the "obese" category all my life. If one looked at me, that wouldn't make sense but I swear based on the charts I am borderline ALWAYS in the obese category. Is that frustrating? YES!
I am doing a body "rehab" to get my body fat % under control. I know it is healthier for me to get it lowered. I continue learning how to maintain it through healthy eating. I learn more and can handle it better each time I focus on the goal of getting it lowered. Is it easy, not really. Is it simple YES.
Those who know me, know I use analogies in everything and financial health and physical health compare nicely. Here's what I have found.
I have been financially obese most of my life. My debts were out of hand. On paper, our debts didn't look so bad but come every month our checkbook took a beating. We usually had more month left over money.
I began my financial rehab 2 1/2 years ago. Doug and I wrote down every penny we spent and on what. We learned where we spent our money. Once we knew where our priorities were, we could split up our monies in different categories. Yes we have a "play" account. As T. Harv Ecker states in his book, "Secrets of a Millionaire Mind" a play account is to be spent every month. It's not fair to "save" up for something big. That something big is your "future vacation" fund or "Future whatever" account.
You spend your play money on quality not quantity. For example, If you had $100 dollars to spend. You would spend it on an expensive dinner vs buying 100 dollar items at the dollar store.
There is a game plan just like a diet plan to achieve your goals of financial health. Stay tuned...more to come in following posts
Create yourself a great day!
Jody Hill
- About the Author:
I guide and direct others to live life earning six figure incomes on their time and in their timeframes so they can do more and be more for those they love the most.
To learn more about what I do and how you can become financially healthier go to: http://www.moneymama.biz
Let's take it a bit deeper. Those who tell me I am looking for Financial freedom are really looking for more time to do what they "want" to do. They want the choice of their schedule. They want more time with family. These are all good and fine but still we must dig a little deeper. Get to the core issue of what we must learn and do to obtain this goal.
Interesting! I am all about Fitness. I work out and I strive to learn how to eat healthy. My basic physical make up is a high fat content which I have dealt with all my life. In fact, I have my fat percentage checked regularly something most people don't even know what % they have. I do, and have been labeled in the "obese" category all my life. If one looked at me, that wouldn't make sense but I swear based on the charts I am borderline ALWAYS in the obese category. Is that frustrating? YES!
I am doing a body "rehab" to get my body fat % under control. I know it is healthier for me to get it lowered. I continue learning how to maintain it through healthy eating. I learn more and can handle it better each time I focus on the goal of getting it lowered. Is it easy, not really. Is it simple YES.
Those who know me, know I use analogies in everything and financial health and physical health compare nicely. Here's what I have found.
I have been financially obese most of my life. My debts were out of hand. On paper, our debts didn't look so bad but come every month our checkbook took a beating. We usually had more month left over money.
I began my financial rehab 2 1/2 years ago. Doug and I wrote down every penny we spent and on what. We learned where we spent our money. Once we knew where our priorities were, we could split up our monies in different categories. Yes we have a "play" account. As T. Harv Ecker states in his book, "Secrets of a Millionaire Mind" a play account is to be spent every month. It's not fair to "save" up for something big. That something big is your "future vacation" fund or "Future whatever" account.
You spend your play money on quality not quantity. For example, If you had $100 dollars to spend. You would spend it on an expensive dinner vs buying 100 dollar items at the dollar store.
There is a game plan just like a diet plan to achieve your goals of financial health. Stay tuned...more to come in following posts
Create yourself a great day!
Jody Hill
- About the Author:
I guide and direct others to live life earning six figure incomes on their time and in their timeframes so they can do more and be more for those they love the most.
To learn more about what I do and how you can become financially healthier go to: http://www.moneymama.biz
Wednesday, December 1, 2010
Gratitude
This morning I have been pondering all the things in my life I'm grateful for. It's amazing how abundant life becomes when you can spot those things of importance. The most significance is relationships. I'm not sure why I was so hesitant to connect with others, including my own husband and children. What a great journey I have been on and so blessed to have this time to learn more about how amazing my family and friends are. My gratitude is indescribable!!
Our children think it's a bit strange at times because that is not what they grew up with. I figured I was doing them a favor not connecting with them, thinking they would be disappointed in my short comings AND me a favor because then I wouldn't get hurt. Silly thoughts but they were very real.
In Napoleon Hill's book "Think and Grow Rich", one of his 6 fears... fear of loss of love. I would never have believed this was a strong driving force behind why I did what I did. The other big fear was .... fear of criticism. This one made sense, I grew up where I could do nothing right, according to everyone in my life such as; Teachers, Mother, Sister, Friends, Neighbors etc. I mean no one!!! I either talked to much or too little, did too much or to little, expected to do great in school but didn't, even my 7th grade choir teacher asked me in front of the class, "what in heaven's name are even doing in this class? You can't sing!" She suggested I not come back. Yes that is a true story.
It got so it became true for me as well. I self judged myself as never being good enough. When I married and started our family, this made more sense as to why I stayed back from connecting to those that matter most in my life. Those fears felt real and strong. HOWEVER, when I learned and understood more about what fears are and where they come from, I began to walk through the darkness as I started my new journey towards love and acceptance. First person being myself! I knew if I couldn't accept and love myself -- I knew I could not give what I didn't have!
This holiday season, give yourself the ultimate gift.... the gift of acceptance and love of who you are ... the good, bad and ugly!
Create yourself a fabulous day!
Jody
Our children think it's a bit strange at times because that is not what they grew up with. I figured I was doing them a favor not connecting with them, thinking they would be disappointed in my short comings AND me a favor because then I wouldn't get hurt. Silly thoughts but they were very real.
In Napoleon Hill's book "Think and Grow Rich", one of his 6 fears... fear of loss of love. I would never have believed this was a strong driving force behind why I did what I did. The other big fear was .... fear of criticism. This one made sense, I grew up where I could do nothing right, according to everyone in my life such as; Teachers, Mother, Sister, Friends, Neighbors etc. I mean no one!!! I either talked to much or too little, did too much or to little, expected to do great in school but didn't, even my 7th grade choir teacher asked me in front of the class, "what in heaven's name are even doing in this class? You can't sing!" She suggested I not come back. Yes that is a true story.
It got so it became true for me as well. I self judged myself as never being good enough. When I married and started our family, this made more sense as to why I stayed back from connecting to those that matter most in my life. Those fears felt real and strong. HOWEVER, when I learned and understood more about what fears are and where they come from, I began to walk through the darkness as I started my new journey towards love and acceptance. First person being myself! I knew if I couldn't accept and love myself -- I knew I could not give what I didn't have!
This holiday season, give yourself the ultimate gift.... the gift of acceptance and love of who you are ... the good, bad and ugly!
Create yourself a fabulous day!
Jody
Sunday, November 21, 2010
Intention or Expectation...you decide
We hear all the time from the Success Guru's to place your intention out there and it will come to you. You can expect a certain outcome if you declare your intentions. If it's that easy why doesn't everyone have all that they want? Here's a few secrets to the game.
Let's get straight on our definitions so we can all be on the same page.
In the Webster's dictionary the definitions go as follows...
Intention: a determination to act in a certain way
Expectation: : the act or state of expecting : anticipation
Based off these two definitions, side by side can anyone quickly determine why these two don't belong together? If you read my other post about 'Currents' in our life, it would be easy to spot. Intention is throwing an idea out to the Universe, God, whatever your belief is, to receive the result you are looking for, while Expectation is the under current throwing it back. Now can you see why they block each other out?
Now that we understand who and what they each mean, let's put it to work so we can start seeing the results we are seeking. You first have to know what you want to happen. Let's say you are seeking $100,000 in the next 90 days. In my business, that's easily attainable. You begin by sending out your Intention...I deposited $100,000 in my bank account on or before __________(date) you want this to happen. In 90 days nothing happens. WHY?
Expectations are the killer of all good intentions. Think about that last scenario, you intend to deposit $100,000 into your bank account on or before 90 days out. You expect that to happen because you fully believe it will. Ummm, you killed it before it even got out of the gate. Expectations come from how you see things happening. Your expectations come from your physical, logical side of how you determine how things will work. You work towards what you know.
Interesting how we look, interpret, and understand how life works. Be a follower to my blog and learn the secrets to getting what you want, sooner, faster, and more abundantly than ever!!!
Create yourself a fabulous day...
Jody
Let's get straight on our definitions so we can all be on the same page.
In the Webster's dictionary the definitions go as follows...
Intention: a determination to act in a certain way
Expectation: : the act or state of expecting : anticipation
Based off these two definitions, side by side can anyone quickly determine why these two don't belong together? If you read my other post about 'Currents' in our life, it would be easy to spot. Intention is throwing an idea out to the Universe, God, whatever your belief is, to receive the result you are looking for, while Expectation is the under current throwing it back. Now can you see why they block each other out?
Now that we understand who and what they each mean, let's put it to work so we can start seeing the results we are seeking. You first have to know what you want to happen. Let's say you are seeking $100,000 in the next 90 days. In my business, that's easily attainable. You begin by sending out your Intention...I deposited $100,000 in my bank account on or before __________(date) you want this to happen. In 90 days nothing happens. WHY?
Expectations are the killer of all good intentions. Think about that last scenario, you intend to deposit $100,000 into your bank account on or before 90 days out. You expect that to happen because you fully believe it will. Ummm, you killed it before it even got out of the gate. Expectations come from how you see things happening. Your expectations come from your physical, logical side of how you determine how things will work. You work towards what you know.
Interesting how we look, interpret, and understand how life works. Be a follower to my blog and learn the secrets to getting what you want, sooner, faster, and more abundantly than ever!!!
Create yourself a fabulous day...
Jody
Wednesday, October 27, 2010
"How you do anything is How you do everything" ~ T. Harv Eker
What Real Estate characteristics determine your level of Success? Are you a do-it-yourself kind of person, a know it all? Do you mastermind with a group of like minded individuals? OR do you feel everyone is out to take advantage of you?
After reading the book "The Secrets of a Millionaire Mind" by T. Harv Eker a whole new world opened up for me. I understood his statement deeply, "How you do anything is how you do everything".
Wow, my hesitation to make a decision BEFORE I had all my facts became clear, that was my greatest block in Real Estate. I found myself not committing to anything until I understood every step. My fear of doing something wrong without knowing it, paralyzed me. How silly is that? Some would say I was simply cautious, you decide.
I meet people every day who seem to have that same attitude, show me the steps BEFORE I decide this is what I want to do. I can sure appreciate that! In anything, how can you understand the steps before you take them? Striving to understand a future event before it happens? Not likely!
They ask me to Mentor them. (http://www.moneymama.biz/) What they don't know is how I watch how they make decisions. You may say I'm being judgmental. I say I am discerning whether to work with them or not. Let's get clear between judgment and discernment. When I judge, I am deciding someone else's beliefs are not correct. When I discern, I observe behavior and decide if I want to participate. Watching, allows me a chance to decide for myself if I will work with them. And it shows me clearly how they will work on their end. "How they do anything is how they do everything".
When they ask for a Mentor, what they are really saying is I lack personal confidence and don't want to own my choices. I don't want to make a mistake. Can you see how they lack responsibility for themselves with this thought process? They are trying to push their responsibility of learning back onto me. I simply don't take it.
Let's compare if they choose a Mentor. They are willing to forge ahead, taking on greater education to learn for themselves and using me only as a guide. That thought process is totally different. I'm there for them all day long! (http://www.moneymama.biz/)
What characteristics show me the difference?
It's like with cooking. You can bake a cake anywhere but elevation, temperature and humidity play a part. If you don't know that, your cakes will come out different every time. Is it possible to have the person learning see EVERY possible difference on their first cake? No You can explain the differences but until they take the steps themselves and do it enough times, they will never know.
"How you do anything is how you do everything", can you see the basic thought processes connecting?
You can also use, going to school. You can sign up for a class, feeling excited or feeling the anxiety because it's all new material to learn. Your first day of class you decide it's not for you....you did poorly on an entrance exam or you decided you already know the material. Time to ask, why are you going to school? To get educated, to learn new stuff BECAUSE you don't know the information already? Or do you walk away from a difficult class because you are embarrassed you don't already KNOW the information and don't want to fail or look stupid amongst your peers? Or do you walk away because you already know the material and don't feel you can learn anything new?
How do you move forward in learning a new skill? Is education a cost or a value to you? http://www.moneymama.biz/
Join one of my Investor Forum's, see for yourself the power of Real Estate Investing. Decide it's the direction you see for yourself. Let's get started going over those transactions so you can learn those steps to build confidence each day. http://www.moneymama.biz/
Create yourself a fabulous day
Jody
After reading the book "The Secrets of a Millionaire Mind" by T. Harv Eker a whole new world opened up for me. I understood his statement deeply, "How you do anything is how you do everything".
Wow, my hesitation to make a decision BEFORE I had all my facts became clear, that was my greatest block in Real Estate. I found myself not committing to anything until I understood every step. My fear of doing something wrong without knowing it, paralyzed me. How silly is that? Some would say I was simply cautious, you decide.
I meet people every day who seem to have that same attitude, show me the steps BEFORE I decide this is what I want to do. I can sure appreciate that! In anything, how can you understand the steps before you take them? Striving to understand a future event before it happens? Not likely!
They ask me to Mentor them. (http://www.moneymama.biz/) What they don't know is how I watch how they make decisions. You may say I'm being judgmental. I say I am discerning whether to work with them or not. Let's get clear between judgment and discernment. When I judge, I am deciding someone else's beliefs are not correct. When I discern, I observe behavior and decide if I want to participate. Watching, allows me a chance to decide for myself if I will work with them. And it shows me clearly how they will work on their end. "How they do anything is how they do everything".
When they ask for a Mentor, what they are really saying is I lack personal confidence and don't want to own my choices. I don't want to make a mistake. Can you see how they lack responsibility for themselves with this thought process? They are trying to push their responsibility of learning back onto me. I simply don't take it.
Let's compare if they choose a Mentor. They are willing to forge ahead, taking on greater education to learn for themselves and using me only as a guide. That thought process is totally different. I'm there for them all day long! (http://www.moneymama.biz/)
What characteristics show me the difference?
It's like with cooking. You can bake a cake anywhere but elevation, temperature and humidity play a part. If you don't know that, your cakes will come out different every time. Is it possible to have the person learning see EVERY possible difference on their first cake? No You can explain the differences but until they take the steps themselves and do it enough times, they will never know.
"How you do anything is how you do everything", can you see the basic thought processes connecting?
You can also use, going to school. You can sign up for a class, feeling excited or feeling the anxiety because it's all new material to learn. Your first day of class you decide it's not for you....you did poorly on an entrance exam or you decided you already know the material. Time to ask, why are you going to school? To get educated, to learn new stuff BECAUSE you don't know the information already? Or do you walk away from a difficult class because you are embarrassed you don't already KNOW the information and don't want to fail or look stupid amongst your peers? Or do you walk away because you already know the material and don't feel you can learn anything new?
How do you move forward in learning a new skill? Is education a cost or a value to you? http://www.moneymama.biz/
Join one of my Investor Forum's, see for yourself the power of Real Estate Investing. Decide it's the direction you see for yourself. Let's get started going over those transactions so you can learn those steps to build confidence each day. http://www.moneymama.biz/
Create yourself a fabulous day
Jody
Labels:
finance,
funding,
Millionaire,
money,
real estate investing,
retirement education
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